There are a variety of permanent life insurance options, such as whole life and universal life, to match your needs. Along with a guaranteed death benefit, these policies may offer the opportunity to take withdrawals and loans, and can give you substantial tax benefits.

Whole Life Insurance

A whole life insurance policy is like building a good foundation. It’s the base upon which man other insurance and investment decisions are made. Our whole life insurance is dependable. It is guaranteed and won’t rise and fall with the stock market. Benefits include:

• Premiums stay the same over the entire life of the policy.
• Guaranteed cash value accumulation
• Potential for excess interest credits in some policies

Universal Life Insurance

Unlike a traditional whole life, the death benefit and premiums are flexible in a universal policy. If you are interested a more customized life insurance policy, a universal plan may be for you. Benefits include:

• Premium payment flexibility
• Cash value grows at an interest rate set quarterly by the issuing company
• Flexible premium payment and death benefits based upon your policy’s minimums and maximums.

Interested in Permanent Life Insurance? Have a question?

Call Turano Insurance at (570) 630-0754. We are here to help!

Life Insurance Products are underwritten by Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company, Columbus, Ohio.