Your customers are too valuable to trust with just anyone. With more than 50 years of experience in the surety industry and an A+ (Superior) rating by A.M. Best, we are committed to providing unparalleled service and underwriting expertise.

When you need a bond, trust us to deliver On Your Side service from an industry-leading surety company.

Our One Your Side promise means your – and your customers’ – best interests are our #1 priority

Bond Department – Contract Performance and Payment Bonds

We specialize in writing small- to medium-sized contractors. Our unique underwriting approach emphasizes personal and business assets, credit history, and a contractor’s ability to successfully complete projects. Our background check, which includes making phone calls to bankers, suppliers, and job references, allows us to provide surety credit without strict reporting requirements.

Our underwriting approach is flexible:

• No formula-based underwriting
• No minimum premium requirement
• No minimum working capital requirement
• No audited financial statement requirement

We write a wide variety of commercial bonds to satisfy the diverse needs of your customers.

Many of your commercial bonds, including ERISA and Business Services, can be issued online by way of our Bond Automation System (BAS). Because bonds are stored electronically, you can print your bonds and Powers-of-Attorney right from your desktop. For direct access to BAS, click on the link above.

If you prefer to conduct business via fax, just forward us your completed application. Once approved, we will prepare your customer’s bond, complete with Power-of-Attorney, and fax it to your agency prepared for your signature.

We have included the following applications for your convenience:

• License and Permit
• Lost Securities
• Court
• Probate
• Notary Errors and Omissions
• Financial Statement

Please note that in some cases, financial statements will be required in addition to the application

Bond Department – Fidelity Coverage

Although most businesses feel that their assets are secure, employee theft can and does occur. To protect your clients from dishonest acts, we provide:

• Blanket Employee Dishonesty
• Blanket Public Official
• Business Services (Third-party coverage)
• Business Services (Third-party coverage) – Florida Agents Only
• ERISA
• Individual Fidelity/Individual Public Official
• Special Business Services

We specialize in:

• Non-profit organizations
• Associations
• Professional organizations

Turano insurance has an in house authority to issue up to $500,000 bonds

Interested in Bonding? Have a question?

Call Turano Insurance at (570) 630-0754. We are here to help!